Wednesday, February 22, 2012

Florida Schools


Due to the incredible growth rate, Florida has had to adjust its Education systems to meet the needs of it’s new and existing residents. The result is a success story.
In Fact, 9 Florida Colleges rank among the Top 100 Entrepreneurial Colleges and Universities for 2004. 825 entrepreneurship programs and curricula were researched and ranked on more than 70 separate criteria. Florida universities among Top 50 Regional Programs: Florida Atlantic University, Florida State University, University of Florida. Florida universities among Top Entrepreneurship Emphasis Programs: University of South Florida, Nova Southeastern University, Stetson University. Top Florida colleges with Limited Curriculum programs are: Bethune-Cookman College, Rollins College, Eckerd College.
(Entrepreneur Magazine, May/2004)
  • As it stands today (2005) Florida is one of the leading states in both private and public education.
  • Regardless of your needs, be it for your children (public or private) higher education, adult education or trade/medical/law schools, there is a learning facility here for you.For stats on Florida education and accountability go to 
    http://www.fldoe.org/arm/default.aspA few quick facts about our higher education facilities.
  • Florida has 28 community colleges.
  • Florida has 16 State universities.
  • Florida has 120 plus private colleges and universities.
  • Florida has 18 adult and community education locations.
  • Florida has 18 health care schools.
  • Florida has 13 Legal and criminal justice schools.
  • Florida has 22 technical schools
  • Florida has 19 business schools with over 56 locations.
  • Florida has 10 Law schools
  • Florida has 5 Art schools
  • Florida has 2 (among the best in the country) Culinary schools
  • Florida has 4 computer schools
  • Florida has 70 Aviation schools
  • Florida has 13 higher education facilities.In addition, the Community college system in Florida is one of the best in the world. Basically it has been set up so that wherever you reside, there’s a college within commuting distance.
Link to Florida state universitieshttp://www.flbog.org/univ_info/univlist.asp
Link to public and private law schoolshttp://www.flbog.org/univ_info/lawschools.asp
Link to independent colleges and universitieshttp://www.flbog.org/univ_info/icuflist.asp
Link to all Florida public schools by countyhttp://www.fldoe.org/schoolmap/flash/schoolmap_text.aspIn conclusion, regardless of where you live, Florida has education opportunities for you. Be it public or private, pre school or higher learning, including adult education.

Florida Weather


The weather is Florida’s biggest asset next to the sand and surf. In short we have milder winter weather than anywhere else in the 48 states…think about that next time you look at your heating bill!
Also we have almost zero air pollution. (Winds from the Oceans disperse the air pollutants) You can see the stars at night.
Acid rain has not affected us like the rest of the country.
The temperature drop from day to night is on average never over 25°---compare that with Minnesota, which can vary as much as an 84°.
Some statistics:




Average max temps in the Florida Panhandle range from 80° to a low of 56°
Average max temps in Central Fl range from 84° to a low of 60°
Average max temps in Southern Fl, range from 86° to a low of 66°
With the exception of Hawaii, no other state extends further into the tropics than Florida. Key West for example is on the same 24° 30N, that Tampico Mexico and Sao Paulo Brazil are. This makes the angle of the sun higher or more perpendicular hence more warm weather.
To see average January temperatures across the United States go to http://www.mapsofworld.com/usa/thematic-maps/usa-temprature-january.html
Compare where you live or want to live in Florida. For more specific info, look at the area you are interested in and go to the weather page.
So what about the rainy season and humidity?
We are a tropical climate, so our rainy season comes in the summer. Generally it will rain hard for a half hour then subside. It does get humid then. Although not as bad as you’d think. Our water breezes really help cool us off.

Hurricanes
And, finally, hurricanes…..we have to talk about this, and you, our reader, have to think about it.  Florida lies in the tropics, or more exactly, pretty close to the tropics.  Much of the American Southeast is at risk for hurricanes, from Texas to the Carolina coasts, year in, year out.  But in the popular imagination, Florida is the bullseye.
 So what’s the reality, and what is the relevance?  The reality is, yes, it’s true; we are in the bull’s eye.  And the relevance?  A zillion people continue to relocate to Florida.  Why? Because, perhaps like you, they feel (rightly) that the percentages favor them, that they are not likely to encounter a hurricane.  Really.  In the grand scheme of things, not many hurricanes make landfall in Florida.  So their confidence is reasonable.

Anyway, before hurricanes do threaten Florida, there is plenty of warning; and except for people who live directly on the beaches (dangerous), you can prepare and defend pretty successfully in almost all cases.  When the Authorities say you must evacuate (chiefly from the beaches and adjacent areas), you should.  If you live in the Keys, that’s always critical, at an earlier stage, say, than the rest of Florida’s east or west or north coasts, because you’re very close to the action no matter where you live in the Keys.  So there’s less time for error.

I experienced a Category 3 major hurricane in the Keys.  In the future I would evacuate.  Every hurricane season in the Keys, you worry (Jimmy Buffet even wrote a song about sitting around waiting for hurricanes that never materialized).  The first serious  hurricane in fifty years was Georges in 1998 (my experience).  But there have been lots of worries, lots of close calls, and like this year (2005) a fair number of combinations of tropical storm force winds, higher tides with some flooding, and salt-blown browning of the vegetation.  So the reality is, you live in the Keys, you worry about it.

The other part of Florida that seems uniquely vulnerable, especially in the aftermath of recent northern Gulf of Mexico history, is Florida’s Panhandle.  It’s important to put this in perspective.  Yes,  Pensacola and its wider area have tended over the past 30 years to be hit more frequently than the rest of Florida by major hurricanes, but in the 30-40 years prior to that, the situation was exactly reversed: Pensacola was less frequently hit than peninsular Florida. Or to put it a different way, the Panhandle area of Florida has been “hit” by just 6 storms Category 3 or higher since 1940, while peninsular Florida suffered 10 such storms during that same period.
The dangers can be largely counted on fingers.  Hurricane Donna hit southwest Florida in 1960, Hurricane Charlie I about the same area in 2004.
Hurricane Andrew hit Miami-Homestead in 1992, but you have to go back to the 1920’s for anything comparable.

I moved to Melbourne Florida (central east coast) partly because the area NEVER got hurricanes (and in fact the whole northeast and central Florida coast is in a geographical bight that in fact does not get hit, but Melbourne is on the cusp, a bit south).   My first year (2004) living there, the Central East Coast got two of them.  So much for expectations.  Still, the likelihood of that happening again remains very low.  Moreover, if you lived inland just a few miles that summer of 2004, because of the buffer of the long barrier island and the wide ICW/Indian River Lagoon, the net effects of the hurricanes were pretty mild.

In any case, the likelihood per the historical record of that happening again remains very low. The reality is that the weather on both Florida’s east and west coast is great, and you really don’t have to worry yourself through hurricane season, like folks perhaps do in some other parts of Florida (the Keys, the north coast of the Gulf of Mexico).
Bottom line?  I would be remiss if I did not tell you that hurricanes are a potential fact of life.   But what I’ve outlined above underscores the reality that the very occasional occurrence is the exception, absolutely not the summertime rule.

More about Hurricanes and Observations..
If you live on the coast you stand the greatest chance of having one affect you. Some areas of Florida have gone fifty years plus without one but you never know.

In my opinion, the best thing you can do is buy a home that was built after Andrew-August 92 that was built to stricter building codes. Have window protection and a backup generator and make sure your insurance is up to date. If they ask you to leave, do it!

Realize-If you live in an older home that was not built up to the stricter building codes (After Hurricane Andrew-August 1992) or you live in a mobile home you stand the best chance of having major structural damage.

Living on the beach in a mobile home is asking for it. Although, you may never have a problem, you’re still definitely taking your chances. Barrier islands and open-water Ocean or Gulf front are the most prone to damage.
Having lived in California, I prefer the threat of a hurricane however as opposed to an earthquake. At least you have a warning.

For current information about hurricanes go to http://www.nhc.noaa.gov/
For 2005 climate info by areas go to http://www.coaps.fsu.edu/climate_center/LCD/2005LCD.html
For current weather forecasts by cities go to http://iwin.nws.noaa.gov/iwin/fl/fl.html
*Living in a waterfront home typically means that you will pay a higher Insurance premium. The insurance is higher due to flood and wind concerns.
Part of this is also because the pricing on these homes is higher so there is more value to insure against.
*Despite four hurricanes in 2004, the number of Florida visitors rose 7% to an all-time high of 79.8 million last year and is on target to hit 80 million this year.

Having said all this, I can’t imagine living elsewhere. It is really great to wake up and it’s sunny out.
We spend over half our lives indoors…so when you do go outside, wouldn’t it be nice if it was warm and sunny?

Don't Wait Until Tomorrow, Learn About Home Owner's Insurance Today


It is important to keep in mind that your homeowner's insurance will replace your possessions in the event of loss. Your insurance must be comprehensive enough to cover your items, yet affordable at the same time. The guidelines below will help you know what to look for when purchasing your insurance coverage.

Having homeowners insurance can save you a great deal of money should your house ever experience some unexpected damage due to a natural disaster or other random cause. If you have your home insured, it will provide money for the repair costs from unexpected damage that can come with owning a home.

If you run a home-based business, you should ask your insurance company if your equipment is covered. Typically, it will only be covered for $2,500, which may not be enough for items like computers or tools. You can add additional coverage, specific to a small home business, for a small increase to your premium.

Putting an addition onto your home will increase your homeowner's insurance rates because there's now more home to insure. Minimize the increase by being smart with your building choices. If you can arrange for steel-framed construction, you may be able to pay less by choosing this less-flammable material. Consider the new roof's fire rating as well.

Be sure not to skimp on how much coverage you can get when choosing a homeowner's policy. You need to be able to fully rebuild. The agents and insurance companies have many tools to figure out the costs of rebuilding your house. Many companies require 100% insurance of the actual cost of rebuilding your house. Try implementing a higher deductible and using the remaining savings to buy an adequate amount of coverage.

When you buy real estate you need to be sure to purchase title insurance. It is a form of insurance which insures against financial losses due to defects in the title. The insurance company will defend the title in a possible lawsuit or reimburse the owner for his monetary loss. The insurance policy costs a few hundred dollars but in case of a lawsuit it can provide you with the protection you need.

Take out your buildings insurance and contents insurance with the same home insurance provider. Insurance companies want as much business from you as possible, so if you take out buildings cover and contents cover with the same firm, you can usually negotiate a substantial discount off your annual insurance premiums.

Keep these guidelines in mind when you are ready to purchase your homeowner's insurance policy. Keep your focus the information you have just learned, then you will have enough data to make an informed decision.

For help with Miami Real Estate contact Frank Lazcos at http://www.miamiexclusiverealestate.com

The Best Ideas To Help You Sell Your Home!


There is no doubt that selling real estate is something that brings numerous hurdles and challenging situations. Proceeding with confidence is important, so arm yourself with information and proven concepts. Everyone in the real estate market can benefit from insights and advice, so read on to gain some valuable information.

If people want to sell property themselves, they should get a good attorney who can assist them with the paperwork. A professional lawyer who is trained in real estate intricacies can guard against the myriad of things that can crop up in the final stages.

Paint colors that are neutral so it can cause potential buyers to imagine themselves in the home. Light some candles and even bake some cookies, not only for the smell but also for your potential buyers to have. An atmosphere they feel welcome in may determine whether they choose to buy your home.

Your property may sell much faster if it has been given a number of small investments like fresh paint. Take a look around your home and look for little things that need fixing. Stow away any counter-top appliances immediately after use. It may be convenient to leave out the toaster, but doing so makes your counter top appear small and cluttered.

Although you want your home to appear inviting to potential buyers, you should focus on appealing to the senses, with the exception of smell. Avoid filling the air with scented candles or strong room sprays. Some people may dislike the smell, or even suffer allergy attacks if exposed to certain scents. Why potentially compromise a sell by making the potential buyer feel like they have to rush through the viewing? Potpourri may be an acceptable alternative to making your home smell nice.

A number of home sellers are reluctant to list their houses for sale during the winter, but it is important to weigh the gain of a sale in the spring against the amount of money it will cost you to keep the house all winter long. For instance, the longer your home is held, the more property taxes you're responsible for. Also, because winter bills are highest, holding property throughout the winter can cost more than it can make you.

Select a Realtor who gives your home a value which is neither too low, nor too high. If your agent is quoting your home too high, then it's fairly obvious that he or she is just trying to make a large commission. On the flip side, an agent who undervalues your home will ensure you don't get the returns you deserve.

If you're thinking about doing an interior paint job before listing your home, don't choose colors that reflect your own individual tastes. A taupe, eggshell or off-white color will work best. Buyers will appreciate the fresh look and appeal that the new paint provides the house.

No matter what your level of expertise, there is always going to be information to learn due to the changing nature of real estate. The tips in this article will give you a one-up on the others in the market, and help you have that extra selling boost.

Some Tips To Help You Purchase Your New Home!


You are interested in purchasing real estate, and need information that is presented in an easy to understand, clear format. This article will provide you with easy to understand information. This article will provide you with the information you need to make a wise and informed decision.

When shopping for a home, do not let the home's decor affect your purchase decision. There are many factors you should look at when home-buying, such as the condition of the home, the location, etc. Purchasing a home strictly for its design appeal may cause you to miss some potentially serious problems within the structure itself.

There are quite a few payment assistance programs that you can make a down payment on, ready for you to use. It is in your best interest to find these. This coupled with having the seller pay closing costs will drastically lower the amount needed to save before purchasing a home.

Buy a house with more than one fireplace only if your climate necessitates it. It may be hard to keep up to cleaning multiple fireplace considering that they are barely used anyway.

When selecting an agent to help you with your home search, ask them how long they have lived in the area. The less experience they have, the less they will know about the potential neighborhood. An agent with 10 or more years of experience in your area is ideal.

Find a trustworthy partner to work with when buying a large and expensive commercial property. With a partner, loan qualification will be easier. You will need excellent and ample credit in order to qualify for the commercial loan, and having a good partner is extremely helpful in this process.

It is vital that you contact a mortgage lender and get pre-qualified prior to searching for a new home. You will have a better idea of your price range before you make up your mind about buying a home. In addition, the application and qualification processes for obtaining a loan can take a long time, and it is inadvisable to put it off for too long.

If you own a car and are house shopping, try to find a home with plenty of close parking. This is very important if the home you are interested in doesn't have its own driveway. If there is not adequate parking near the property, you might find yourself walking a distance that is left to be desired.

If possible, don't purchase a home that is near a busy road. While they might be less expensive and tempting to buy, you must remember that they are priced that way for a reason. You may be just fine with all the noise, but you will find your home hard to sell later.

In conclusion, we have provided you some of the most crucial aspects regarding buying real estate. We hope that you not only were able to learn something, but that you also will be able to successfully apply it. Follow our advice and you will be one step closer to being an expert in this subject.


For help with <a href="http://www.kimbagnell.com">Florida Keys Real Estate</a> contact Kim Bagnell Thaler at <a href="http://www.kimbagnell.com">http://www.kimbagnell.com</a>