Tuesday, July 22, 2014

How To Search And Find The Perfect Realtor

When you decide to invest in real estate, you know that having good representation is key to a successful transaction. It is not in your best interests to have the same agent represent you as the one selling the property. How can you find the perfect realtor for you?

Start your search by asking people you know for help. If someone you are acquainted with works in the banking industry or has had positive results with someone, ask for a recommendation. It is important that the recommendations you receive are for agents in your area.

It is perfectly okay if you don't have any acquaintances to recommend an agent to you. Grab the phone numbers of local real estate offices and ask to speak to a manager. Ask the manager to recommend an agent from the office or inquire about an agent from another real estate office. In most cases, you will receive the help you need.

The Internet can be used to your benefit. Instead of looking for listing agents on familiar websites, look for local real estate agents advertising themselves. It is important that you don't just find an agent who is a "listing agent". When looking at the agent's website, look for signs that he or she is just looking to make a quick buck. Avoid websites that claim "you are number one" or just ramble on and on about accomplishments.

You will have to interview your potential list of realtors to represent you. It is important that you get a good feel of the agent's habits and you don't end up with someone who doesn't really understand the buying process. Most agents who aren't good at what they do will let you know they must "consult" the computer to double check.

A good real estate agent will want to have an understanding of your financial situation and will ask about your debt and finances. He or she will initially use this information to help you determine a price range in which you can shop around in. You need a real estate agent who is willing to ask questions and use your answers to determine whether or not what you want is realistic in the neighborhood you want to buy in.

Last, but not least, a professional agent will want to set up an appointment and meet with you in person. A realtor makes their living through commission, so it is only natural that they should care about meeting with you. Your chosen agent should behave in a way that helps you feel that he or she has your best interests at heart, and isn't just looking to make quick money. If your agent seems to be too good at throwing a sales pitch, it is time for you to find someone else!

What makes a good real estate agent? Most people will have a lot of answers, but the best agent wants to make you happy and provide you with the home of your dreams. Always interview several potential agents before settling down and choosing the one that's right for you. For more information see www.flaallwaterfront.comhttp://www.flaallwaterfront.com

Boca Raton Real Estate

Boca Raton Florida

Boca Raton Real Estate on a nice sunny day. Enjoy a drive down A-1-A in Boca Raton and find out some interesting facts about the Real Estate on the S. Ocean ...

Discovering America's Oldest City: St. Augustine, Florida

Discovering America's Oldest City: St. Augustine, Florida

Founded in 1565, St. Augustine is the Nations oldest city. Three generations of Spaniards had grown to maturity in the streets of this town by the time James...

Buying Foreclosed Real Estate with no Money Down

Properties that have been foreclosed are often a gold mine for any experienced or novice investor in real estate. Typically, properties that have been foreclosed are sold by the bank or financial institution for a price well under the current market value. This means that anyone that can purchase and repair the property can earn huge profits when they resell it.

Most individuals avoid looking at foreclosure properties because they believe they need impeccable credit and huge amounts of investment capital. However, there are effective ways that any investor in real estate can purchase foreclosed properties with virtually no credit and no money down.

Finding the Properties

Properties that are distressed in the community are those that are about to go through foreclosure sale. Any notice of a foreclosure sale will be posted on a board in the County Clerks office, in the county with a distressed property is located. This is because it is a public record that a foreclosure sale is about to take place.

Typically, the best time to locate the new list of foreclosure sales is the first Tuesday of the month. This is the time when the last huge batch of properties that were foreclosed had been sold at auction, typically on the steps of the County Courthouse, or at the Sheriff's office. It is then that a new list of any upcoming foreclosure sales will be clearly posted.

Contacting the Financial Lender

On the list of foreclosures will be another list of lenders that are owed monies on the property, and have called for the property to be foreclosed. Make direct contact with the financial lender and offer a proposal to assume the loan on the property without the need to qualify. The loan assumption without the need to qualify simply means that you will be willing to take over any current and future mortgage payments for the lending institution.

However, your proposal to assume the debt requires that the bank not qualify you based on any credit check. Typically, small lending institutions will agree to this format if you have the ability to prove that you have a minimum of three months reserve payments.

Contact the Property Owners

Before the foreclosure sale begins, make direct contact with the owners of the distressed property. Typically this can be done by simply visiting the home. Speak to the owners directly about assuming the loan from the lending institution. Explain that once the payments have been wiped out, the property will be transferred to you instead of sold at auction, allowing them to avoid the foreclosure. This will help them avoid any damage to their credit history.

Write up an agreement to make a purchase for the loan assumption. Once the assumption is approved by the lender, you can then move to escrow, and close on your new property. Once the entire process has been completed, you will receive the keys to your new home, and the lending institution will have transferred the title or deed of the property directly into your name.

Buying A New Home: What To Look For When Looking At Houses

If you are trying to find a house, you can be a bit confused by all the options available and all the things that you might be looking at. You might just be looking at the rooms and thinking that any house will do as good as another. However, there are certain things you should be looking for when you go looking at houses, in order to make sure that you make the right choice. Here are a few home-buying tips to help you select a great house.

Know What You Want

You have to know what you want in a house. You can't possibly look at every single house in the area you want, for several reasons. You likely don't have the time, and you aren't going to be interested in all the houses you look at. Don't waste your time, or the time of your real estate agent, by looking at houses you know that you're not interested in. Create a list of must-have items so that you can focus on houses that you might actually buy.

Once you find a house that you like, think about the immediate neighbors. Your new home will not exist in a vacuum. You will probably have neighbors. Those neighbors might be great neighbors, but they might also be a source of stress for you. Try to get some details from the current owners of the house, but you might also introduced yourself to them right away. Sometimes first impressions are the best, so think carefully about they seem like nice people to have around every day.

You also have to ask what the owners will be taking with them. The house may look fantastic, until you discover that they plan to take all the major appliances with them. Ask what is going to be left, so that you can see the house as it will look, should you buy it.

Think about having a home inspector come by the property you are seriously considering. That way, you can get an idea of how well the house is aging. Will the house need a new roof? New doors? These are the kinds of things a home inspector will look for.

Look at the landscaping. You might not think that landscaping is important, but it is the first impression that people have of you and your home. If there is no grass, and skimpy landscaping, think about how you will be able to address those issues should you move in.

Now that you've had a chance to read about what things you should look for when you are looking for a house, you should feel more confident to do so. The tips above are designed to keep you focused, and to help you find a house that not only looks great, but will be easy to maintain and easy to live in. Use the tips when you're looking at houses, and picking a new house will be easy.

Buying A House With Small Children

Observations from a Buyer:
I had been wanting to buy a new house for a long time. We had outgrown our first house, especially now that we had two small children. I had always dreamed of something a bit bigger, and finally we saved up enough money that we could start looking.

Buying a house with small children is an interesting experience, because you have to think about a lot more. Before kids, when buying my first house, I thought about the neighborhood, the view, whether I'd be able to get to the mall....and now I think about other things. I still cared about whether the neighborhood was safe, but this time I started to think about how close to the schools we were, whether there were other children on the street, and things like that.

We started looking for houses in the usual way, by calling up a real estate agent. We used the same one that we used the first time, so that saved us a bit of a headache. She did a great job for us when we bought our first house, so we wanted to use her again. This time we were selling a house as well, so we needed her expertise on that end as well.

It's a big challenging to sell your house at the same time you're buying a house, I can tell you that. It was especially a challenge because the children didn't understand that they had to keep their rooms neat so that new people could come and look at the house. We had a number of funny conversations about whether the new people would keep their things, and whether the new people would have a sleepover with us to see if they liked the house!

I was really concerned about schools, no matter where we went, so I did a bit of extra research on the different neighborhoods. I wanted to make sure that my children were near the school, and that turned out to be more difficult than I thought. There weren't many places for sale near the schools I wanted the kids to go to, and I had to start thinking about whether they would be in the proper school district at all. That was a bit of a concern.

Meanwhile, we started to get buyers looking at our home, and a few offers we didn't accept. Of course, that made me wonder what would happen if we sold the house too soon, without a place to live. How would the kids feel about that? My husband assured me that we would be fine, and I had no choice to believe him.

Finally we found a house that we all really liked. We had left the kids with relatives when we went looking at houses, but when my husband and I agreed on one, we brought the kids over to see it. The excitement on their faces was adorable. We were able to move in, which made our house look more sellable (or at least I thought so), and the house sold within a few weeks. Everything worked out!

Buying A Home: How To Determine Offer Price

You may have found the home of your dreams, but you know that you now have to make an offer. You see what the asking price is, but that doesn't necessarily mean that it's a realistic number. In order to submit your offer, you need to come up with a number. How do you do that? Try the simple steps below!

In order to get a realistic idea of the price of the home, look at other homes for sale in the area. Make sure that the homes you are looking at are comparable to the one you're making an offer on. This should help you narrow down your price range.

Comparable sales are how you determine the base number of your offer. These are recent sales of homes in your area that have sold. You want to be able to compare the home you are purchasing to ones that are close in size, number of bedrooms, lot size, bathroom numbers, construction style and garage numbers.

If you have employed the help of a real estate agent, he or she will have no trouble looking up this type of information. This is even easier if your home is a model home and there are several of the same style for sale.

Furthermore, it is important that number you come up with is realistic in relation to the condition of the home. Are there updates that are needed to be completed? Are there serious renovations that you have to do? If so, take these things into account, because they can quickly depreciate the asking price of the home. Calculate how much you have to spend on renovations and updates to see how much you have to deduct at least from the asking price.

Is the seller including anything with the home? If so, what is it really worth? In some cases, sellers will provide the option of purchasing the home fully furnished or with appliances. These are usually items that they charge extra for, but you could purchase yourself much cheaper.

Why is the seller selling the home? In some cases, the circumstances of the seller impact their decision whether or not to accept your offer. You want to get a good deal, which is understandable, but depending on the seller, it may not be realistic. For example, if the seller wants to sell the home quickly, you have a better chance of haggling the price.

Keep in mind, some sellers are willing to wait out the perfect offer that comes close to their number. If the property is highly desirable, you may even have to pay over the asking price to beat the competition. The actual price of the property is never set in stone, and you need to come up with a "fair" price to submit in your offer using the information available to you.

Making your first offer can be nerve wracking and it can really give you insomnia. However, once you get over the initial shock of your first largest investment, you will find that making the offer wasn't as hard as you thought it would be. Use everything you have just learned for success!

Wednesday, July 09, 2014

Tips To Greater Value With Your Home Owner's Insurance

There is more to owning a home than furnishings and a good mortgage. It is crucial that a home owner has a good insurance policy in case disaster strikes. This can help you feel more comfortable in your home. If you own a home, read the tips here and use them to your advantage.

A good way to achieve savings on a homeowner's policy is to pay off your mortgage. People who have their own home are more likely to care for it properly. Paying off mortgage debt decreases your annual premiums.

As the size of your family and personal possessions change, you should re-evaluate what you need from your homeowner's insurance. Check your policy a second time to make sure that you account for everything. If there are specific individual items that you would like to make sure get covered, you can request an individual rider to make sure those items are protected against theft.

Some of your home's characteristics can alter your insurance costs (for better or for worse). Having a swimming pool on your property will raise your homeowner's rates because it's a risk. The house's distance from any emergency services, like fire hydrants, is also considered for your coverage. It is important to look into all of these things before choosing a policy.

Your home can be damaged by numerous things. Fire is one of them. Make sure that your policy protects you in the event of a fire and other disasters if you are prone to them in your area. Review your insurance policy and talk with your agent to ensure you are getting the protection you need.

If you are nearing age 55, you ought to review your homeowner's coverage. A lot of companies offer senior discounts, even at the age of 55. If your insurance provider does not offer this, it might be time to search for something new.

You can reduce the cost of your homeowner's insurance by installing tracking devices and alarms. Insurance companies want you to be less risky, and if you install alarms, you seem like less of a risk. Tell your company, the minute you install these safety features and they may lower your premiums immediately.

Finding the insurance that's right for you doesn't need to be difficult; just apply the great tips from this article. A solid policy can really give you the peace of mind that you deserve.

Green Energy Made Simple With These Great Tips!

Using environmentally friendly energy is a great way to improve your home life and helps save the environment, too. You can make simple changes inside your household in order to go green, and make your home more energy efficient. This will greatly reduce your energy costs. Read this article so you can conserve energy at home.

Window coverings should remain closed while you are away. This keeps your home cooler naturally, reducing the strain on your air conditioner and saving energy. Generally, your home's south-facing walls and windows receive the most sun exposure. Try using coverings on all of the windows, such as dark curtains, roman shades, or some roller shades.

If you clean your dishes using a dishwasher, don't run it until it's completely full. The same amounts of water and energy are used every time. Run your dishwasher using the energy-saving mode so that you can air-dry dishes and save energy.

Hot water can be obtained in a low cost, environmentally friendly manner through solar energy. Get a solar hot-water system. There are systems available that circulate the heat both directly and indirectly. If you have concerns about your pipes freezing when it is cold, you should pick an indirect one.

When putting in a new solar energy system, the batteries that store the power should be kept really close together to the cells. This can stop power loss in the cable. This can reduce chances of cables shading cells and reducing capabilities.

If you don't know whether a green energy system would help you save energy, consult professionals in the plumbing or HVAC fields to assess your current system. They can provide an estimate of how much money inefficient appliances and systems are costing you, and they can tell you what upgrading or replacing such systems will cost.

A solar oven can be made to assist you in your baking needs. You can make these with simple items, such as boxes, an old window, and some foil for reflection. These ovens reach temperatures greater than 300 degrees, while using no outside energy besides solar.

Make sure you remind yourself to be on top of being energy efficient and check into your energy bills on a monthly and annual basis to see what the difference is. Be more conscious of energy usage so you can reduce it. For instance, if you actively attempted to use less water or power, you going to make the effort to turn off lights and appliances when you leave the room.

When Christmas or other holidays roll around, try LED decorative lights instead of traditional lights to spruce up your home. There are many studies from the U.S. to back this up. We could save at least a couple billion kilowatt hours if each person would make this change. That's enough to power a quarter of a million houses for a year! At least, you can save money on your electricity!

As you can now see, you do not have to spend a lot of money to go green. You can easily save quite a bit on electricity by making only a few simple changes. Keep these tips in mind and forward them to a friend, so everyone can someday see the environment improve.

Solar Energy Tips

Millions of people around the world have benefited from solar energy. People who embrace solar energy find that it truly saves them money while protecting the environment. Continue reading this article to learn how solar energy can benefit you.

Panel efficiency and quantity of panels are huge factors in how much power you'll be able to produce. Assess your needs carefully and do the math before deciding how many panels you want to purchase. Buying larger, more efficient panels may be a wiser choice than buying a lot of smaller panels.

There is no need to tear apart your roof to use solar energy. You could simply start with switching all of your outdoor lights to solar versions. During the daytime, they will charge. At night, they will light up from the power they have stored.

When thinking about going solar, start out small. There are two ways to go about it. First, get solar paneling that can be mounted on windows as a means to recharge electronic devices. The second is to check out solar-powered camping supplies. Every tiny thing you do will make your energy bill that much cheaper.

You have to find a way to keep the energy your system produces. Get yourself a battery that can keep large amounts of power stored over time. You may also think about selling any extra energy to the electric company so that you're able to draw power from them still.

A solar power system will save you money if you prepare for it to be a long term investment. The pay-off won't be complete for a few years into the future. A solar panel investment take a lot of commitment, so make sure you are ready in advance.

Think carefully about whether solar power is a good choice for you. Consider these factors before deciding. If you live in a remote area, solar energy might be great for you. Should you be able to afford it, this is a perfect way to reduce your carbon footprint.

The advances in solar power increase with each year. The panels that used to be very expensive are now very affordable for consumers. From small set-ups to those which power commercial locations, there is something available for everyone.

As you prepare to have a new home constructed, consider having solar energy measures included. Installing solar energy systems greatly reduces or even eliminates your impact on the environment. There is no better time to investigate the benefits of solar energy.

Solar powered attic fans are great if you can't fully transition to solar energy. These fans have temperature sensors that turn the fan on immediately when the attic reaches a certain temperature. This is a great way to keep your home cool, without incurring any additional costs. As a plus, solar power adds nothing to your monthly energy bill.

Using solar power is a great way to save money while preserving the planet. Are you tired of your energy bill sharply increasing over each decade? Utilize the tips provided here in order to utilize solar energy for the good of the environment and your wallet.

Palm City Florida

Palm City is a peaceful community. Here, the golf and tennis are great and the fishing is legendary. Fish abounds in the fertile waters of Palm City . You can spend the day fishing from the docks or offshore for snook as well as seatrout, kings, mackerel, grouper, snapper and wahoo. If golf is your game, thirty-six holes of championship golf surround the community, and you can also take advantage of several tennis courts and Olympic sized pools. Horseback riding, bicycle riding, hiking and nearby river access is also available. The West Palm Beach International Airport is an easy 45-minute drive away, and two hours takes you to Disney World and Sea World. Palm City offers a pristine environment where you can escape the crowds and relax in the peace and quiet of nature, with all the conveniences of home.
Distance to Major Cities Highway Miles Air Travel Time
Jacksonville 250 north 80 minutes
Miami 100 south 35 minutes
W. Palm Beach 35 south
Orlando 120 north 45 minutes
Atlanta 550 north 96 minutes
Average Year-Round Temperature 74 degrees
Average Summer Temperature 82 degrees
Average Rainfall 56 inches
Average Ocean Temperature 74.3 degrees
Air Burners, Inc.
American Building Products
Armellini Express Lines
Awareness Technologies
BHV Sheetmetal Fabricators
Decker Industries, Inc.
DOA, Inc.
East Coast Foam
Florida RS Technologies
GCY, Inc.
Indian River Shutter Co.
International Wholesale Tile
W Kost, Inc.
Nida-Core Corp.
Palm City Designs
Palm City Millwork & Supply
Paramount Seeds
Shurhold Product Co.
Solar Outdoor Lighting
Universal Chemical
Wayne Dalton Doors
Martin County Schools 2,500
Martin Memorial Health Systems 2,481
Martin County 1,648
Publix Supermarkets 1,196
Armellini Express Lines 755
State Government* 743
Vought Aircraft 475
Winn Dixie 450
Home Depot 363
H. I. Marriott Beach Resort 300
Scripps T.C. Publishing 300
Federal Government* 286
Indian River Community College 275
TurboCombuster Technology 275
First National Bank 274
Lowes Home Improvement 272
City of Stuart 268
Roof Tile/Entegra 259
Dillard's 240
Wal-Mart Stores 230
FPL 225
Liberty Medical Supply 206
Sandhill Cove 200
Louis Dreyfus Citrus 189
Walgreens Co. 188
JC Penny Company 175
NuCo2, Inc. 150
Sears 150
Dickerson Florida 140
Stuart Fine Foods 140

Port St Lucie

Port St Lucie is approximately 120 miles southeast of Orlando and 120 miles north of Miami, along the Atlantic coast. A convenient highway network--including Interstate 95, the Florida Turnpike and State Road 70--makes it easy to travel throughout Florida.
To the east of the city lies the attractive Atlantic Ocean barrier island and beaches known as Hutchinson Island (bridges at Jensen Beach and Stuart, both a few miles east and south). To the west lies the Lake Okeechobee area, and its recreational options. The area offers plenty of golf and other outdoor recreation, as well as significant arts and cultural resources.
The area shares advantages of both the small scale of some of its Old Florida smaller surrounding towns and its own larger scale as a rapidly growing mid-sized city. Add to this its ready access to the metropolitan areas – the Palm Beaches, Ft. Lauderdale, and Miami – of the rest of Southeast Florida, and you have a recipe for an attractive relocation possibility.
Some quick facts
The Port St. Lucie (and by extension Ft. Pierce and Stuart) area has recently become a significant growth area in Florida, for both new permanent and snowbird residents, and for business owners and investors.
There are many reasons for people to relocate to Port St. Lucie, including climate, modern amenities, affordable prices, transportation convenience and accessibility to South Florida’s urban centers, and attractive business incentives.
For example:
The year-round climate makes for great living and working conditions. The average annual temperature is 73.2 degrees, with a drop of only 16.7 degrees between the extremes of winter and summer temperatures.
Port St. Lucie is a young city, incorporated in 1961; and it’s a young city in terms of its residents too, having a median age of just 42 years old.
Port St. Lucie, Fla., had the nation’s fastest growth rate among large cities (100,000 or more population) between July 1, 2003, and July 1, 2004, according to new U.S. Census Bureau population estimates.
More than 125,000 residents make up Port St. Lucie, ranking it as the 15th largest city in the Sunshine State. Projections for the county’s population, currently 214,000 are 314,000 by 2010
As noted above, major highways criss-cross this area, making north-south and east-west travel convenient for both personal and business distribution purposes
Airport travel, considering the advantages of Port St. Lucie’s location outside South Florida’s metroplex, is relatively convenient. St. Lucie County International Airport’s commercial commuter service is rapidly expanding. Other nearby airports include: Vero Beach Municipal Airport, some 20 miles north of St. Lucie County, with round-trip daily flights to Miami; Palm Beach International Airport, 60 miles south, with 80 scheduled departures daily; and, Melbourne International Airport, 55 miles north, serviced by Delta with connecting flights through Atlanta, Washington, D.C., and New York.
Extensive information about the schools in this area is online at the state's Department of Education (http://www.firn.edu/doe/doehome.htm)
Business Incentives
In its continuing efforts to provide an atmosphere that supports business, the St. Lucie County Board of County Commissioners assists companies with expansion or relocation expenses through its Job Growth Incentive Grant Program.
The Commissioners may issue grants ranging from a minimum of $1,000 to $2,000 per new job created in St. Lucie County. A minimum of five or more new jobs must be created in order to be eligible, with a minimum average county wage of $10.88.
Bonuses are also offered for companies that exceed the minimum requirements. For example, if: 75% of the new employees hired live in St. Lucie County; the company is a St. Lucie County "Targeted" industry; the company's average salary is 115%, 125% or 150% of the St. Lucie County average.
A grant to an individual company may not exceed $500,000.00 For more detailed information, go to http://www.stluciecd.org/BusIncentives.asp
The local economy is heavily services oriented, and the top 10 employers in St. Lucie County are:
St. Lucie County School District
St. Lucie County
Liberty Medical Supply
Indian River Community College
Wal-Mart Stores (includes Sam's Club)
State Government
Lawnwood Regional Medical Center
City of Port St. Lucie
QVC 975
Publix Super Markets
For more information, please see:
In conclusion
If you like a modern way of life without all the crowding but at the same time don’t want too small of a town, Port St Lucie could be the place. It has some of the benefits of its smaller surrounding towns and yet has the advantages, for many people, of a place of somewhat larger scale.
To see additional information about the area go to (on this Website) the Stuart info links, and to the general information on Ft. Pierce, whose cultural life, parks, and ease of access to outdoor recreational choices Port St. Lucie shares. For a good general site on St Lucie county on line, go to http://www.stlucieco.gov

Fort Pierce

Jensen Beach, Florida
Martin County
Population: 12,116
Part of the Treasure Coast, Jenson Beach is a superb place for treasure diving. Spanish treasure can still be found in the waters around the coral reefs where 17th century ships wrecked off the coastline.
One of the highest pints in Southern Florida, Skyline Drive offers beautiful views!
Hutchinson Island is the main public beach. You can swim, sun bathe, and surf with the assurance of lifeguards watching out for your safety. Be on the look out for protected sea turtles. Parts of the beach are off limits to visitors in order to protect the nesting areas of these leatherback and loggerhead turtles.
The pineapple is a symbol well known around Jensen Beach. In the late 1800’s, John Laurence Jenson and his pineapple plantation founded Jenson Beach. Once known as the pineapple capital of the world, Jensen Beach now grows citrus fruits.
Excellent schools, outstanding beaches, fine restaurants, superb fishing, and affordable housing make Jensen a wonderful place to live. Come and see for yourself!
General Information
  • 7.25 square miles of landmass
  •  1672 people per square mile
  • Average age: 44 -45
  • Average Household income: $44,205
  • Median house or condo valued at $197,743
  • Cost of living index 86.5
  • Over 19 % of residents have completed a Bachelor’s Degree or higher
  • Average travel time to work: 23 minutes
  • Over 55 % of residents are married
  • Time zone: Eastern Time
  • Average property taxes: $1,211
  • Average summer temperature: 90 degrees
  • Average winter temperature: 68 degrees
  • Yearly precipitation: 62 inches 
Employment Industries
  • Construction (20%)
  • Accommodation and food services (7%)
  • Administrative and support and waste management services (6%)
  • Public administration (6%)
  • Professional, scientific, and technical services (6%)
  • Arts, entertainment, and recreation (4%)
  • Transportation equipment (4%
Employment Opportunities
  • Building and grounds cleaning and maintenance occupations (6%)
  • Other management occupations except farmers and farm managers (6%)
  • Carpenters (6%)
  • Retail sales workers except cashiers (5%)
  • Other sales and related workers including supervisors (4%)
  • Construction trades workers except carpenters, electricians, painters, plumbers, and construction laborers (4%)
  • Vehicle and mobile equipment mechanics, installers, and repairers (3%)

Fort Pierce

The city of Fort Pierce is a historic waterfront city, incorporated in 1901.
Quick facts:
It is located in the Port Saint Lucie metro area, just a short distance from the hustle and bustle of both West Palm Beach and Orlando.
It is a diverse city, taking on a rich historical heritage combined with the incredible growth of St. Lucie County
The downtown sits just off the waters of the Indian River Lagoon, and offers unique shops, restaurants and a range of entertainment activities
Its transportation network includes, Florida's Turnpike, Interstate 95, Highway 70, US1 and the St. Lucie County airport and the Port of Fort Pierce. Palm Beach International and Melbourne International are the closest bigger airports.
Fort Pierce has approximately 39,000 residents and encompasses over 20 square miles
Modern educational and research facilities, like the top-ranked Indian River Community College, the $6 million Smithsonian Institute Research Center, the Manatee Observation and Education Center and Harbor Branch Oceanographic Institute, live in harmony with the completely renovated 1925 City Hall and the current restoration of the historic, 1,200 seat Sunrise Theatre, which will serve as a regional performing arts center.
See http://www.cityoffortpierce.com/ for more details
Construction 8.3%
Education & Health Services 22.9%
Financial Activities 5.6%
Information 1.2%
Leisure & Hospitality 9.0%
Manufacturing 4.6%
Natural Resources & Mining 5.9%
Other Services 2.6%
Professional & Business Services 8.3%
Public administration 8.1%
Trade, Transportation and Utilities 23.5%
As you can see, Ft. Pierce has a balanced and diverse economy, and the area as a whole offers significant employment and investment opportunities.
Real Estate and Cost of Living:
There is a great diversity of both home ownership and commercial real estate possibilities, and there are significant investment opportunities in both.
Homes and condos range from the very new to “Old Florida”. Ft. Pierce is an Old Florida town, and if your taste runs to the traditional at all, and despite a lot of new construction in the area, this is a wonderfully different world from southeast Florida’s Gold Coast.
As is true in much of non-urban Florida, day to day living expenses can be slightly higher than the state averages, but housing is definitely less expensive and still very affordable
Components of the Cost of living index (100 is average)
Total 98.20
Food 103.08
Health Care 99.80
Housing 93.12
Personal Goods and Services 103.38
Transportation 98.19
For more details, http://www.eflorida.com/profiles/CountyReport.asp?CountyID=36&Display=all
Environment and Outdoors Recreation
One of the best things about Ft. Pierce is its easy access to the beaches at the northern end of Hutchinson Island, the wonderful barrier island which lies south of Ft. Pierce Inlet; and equally easy access via another bridge to the islands just north of the Inlet, including a couple of very good beaches and a mangrove wilderness area. Advantage Ft. Pierce! Many communities up and down Florida’s East Coast require long drives north or south to bridge to the Oceanside barrier islands, so these two bridges are real community assets.
Another outdoor advantage to Ft. Pierce is exceptional access via State Road 70 directly to Lake Okeechobee and its fresh water recreational options
The Savannahs Recreation Area provides some unique birding and hiking and paddleboating that would be the envy of many other parts of Florida
Ft. Pierce has, by dint of its Inlet, quick and easy access for its sport fishing fleet to Atlantic deep-sea fishing as well as, obviously, the ICW Indian River that Ft. Pierce sits on. Again, some communities on Florida’s east coast are more or less bound to inland (bay and river) waters because of the length of the barrier islands and the long distance between inlets.
And if water is not your thing, there are lots of other alternatives ranging from excellent golfing to spring training and minor league baseball
The arts and culture of the area is strong. In addition to its own events it draws on neighboring Port St Lucie. See info at http://www.stluciechamber.org/visitors-culture.html
AE Backus Gallery: he was the Ft. Pierce art teacher and guru who in the 1950s helped launch the highly successful “Highwaymen,” a loose designation for local African-American landscape artists whose work has become the most recognizable Florida genre, and very collectible. See www.backusgallery.com
During winter, a monthly ArtWalk brings residents, tourists, and local artists and their works together for wine, cheese, and culture
In conclusion
This is an area offering a small town atmosphere with everything you’d ever need in the way of shopping, arts, culture, education and health just minutes away. In particular if you like boating and fishing the nearby Ft Pierce and Sebastian inlets give you access to the Atlantic.


A small town feel with the amenities of an upscale metropolitan area. That is an apt description of Stuart.
Stuart and St. Lucie (St Lucie and Martin counties) are commonly called, “The Treasure Coast” (after the Spanish treasure galleons sunk offshore hundreds of years ago, whose coins still wash up occasionally on the beaches). Here, the diversity and quality of life is what it’s all about. If you like recreational activities, especially the water, then this is the place. From the Atlantic, to the Indian River Aquatic Preserve, to the North Fork of the St. Lucie River, to Lake Okeechobee, your options are incredible. And they also include some 45 miles of those aforementioned beaches, which to this day are mostly left unspoiled. Add in lots of sun and great weather.
Downtown Stuart or the historic district is filled with unique shops, and great restaurants. There is also a vibrant night life scene going on here. Jensen beach, St Lucie and Fort Pierce just to the north all have their own ambience. Ft. Pierce is where the African-American landscape painters known as “The Highwaymen” got their start in the 1950’s.
In conclusion, your choices here are broad. As to real estate, you can go from golf course town-homes and condos to living near the downtown or the beach. The price ranges are broad here. And you have the best of two worlds: the easy accessibility of metropolitan Florida to the south, and the still old-Florida ambiance of a quieter, more hinterland area of the State where access to the full range of outdoor activities is not yet restricted by too many people.
Incorporated areas
Town of Jupiter Island
Town of Ocean Breeze Park
Town of Sewall's Point
City of Stuart
Unincorporated areas
Hobe Sound
Jensen Beach
North River Shores
Palm City
Port Salerno
General Information.
Located in the central east coast portion of Florida, 100 miles north of Miami, 115 miles southeast of Orlando and 250 miles southeast of Jacksonville.
556 square miles (Martin county)
Average summer Temperature 82°F
Average winter temperature is 63
Average yearly temperature 74
Average Annual Precipitation 49 in
Average Rain Days 127
Population projection 2005 -140,00 Martin County
Stuart population-14,600
Average home cost-June 2005-$261,000
Cost of Living-99.82
Median age-47 for Martin county median age county, 48 for Stuart
Major Golf center
Major job Employment By Industry in order of numbers
Construction 9.6%
Education & Health Services 18.3%
Financial Activities 4.8%
Information 1.9%
Leisure & Hospitality 13.5%
Manufacturing 5.5%
Natural Resources & Mining 1.8%
Other Services 5.1%
Professional & Business Services 11.5%
Public administration 5.0%
Trade, Transportation and Utilities 23.0%
An unusually good quality of life, a strong and rapidly growing economy, good schools, nearby colleges, safe neighborhoods and a vast array of protected natural environments are what Stuart and Martin and St.Lucie counties are all about.

Tips on finding good Property Management-

 If you’ve purchased an income property, you’ve probably learned in short order that it takes a lot of time and effort to keep it in good repair and to collect rent. The money you have and will save from doing it all yourself doesn’t seem to be worth it and now, you’re considering hiring a property management company.

You won’t have the worry and stress of making repairs, collecting monthly checks, and dealing with things like screening and eviction, which can be quite unpleasant. An income property is only a steady form of passive income if there’s not a lot of effort being put into it.

Finding a Professional, Reliable Property Management Company for Your Income Home

To find the right property management service, you’ll have to do a lot more than just dust off and crack open the phonebook or do a quick search online. Getting a reliable, affordable property Management Company can be done by doing the following:

      Ask anyone you know and trust that has an income property. If that’s not an option, then you’ll have to start by searching the Internet. You’ll want a local service because that company will know the area and be available at a moment’s notice.
      Compile a list of potential hires, then check each one out. Start with the local Better Business Bureau, taking note of each company’s rating and complaint history. Then, search online for civil lawsuits on the clerk of the court’s website which name the companies as a defendant.
      Call each one and ask for information about what services they provide. Some will offer more than others and you should compare and contrast. Choose the ones that best meet your needs, then ask each one that makes the list for a list of the properties they manage. In addition, ask for occupancy rates of the homes they service.
      Drive by each address and check out those homes. Take notice of things like the condition of the exterior, lawns, fences, and pool, if applicable.

Get quotes from each service, which has not been taken off your list, then read over each one. Be sure to see how they handle things like maintenance, tenant screening, and the eviction process. Don’t simply choose the one with the lowest rate because it’s likely that company will not offer as many services for your income property. Ask for a guarantee and that will reveal which company stands by it’s reputation.

Sunday, June 08, 2014

Properly Invest In Real Estate With Some Advice

If you do not have the necessary knowledge to invest in real estate, you can lose a lot of money. This article was put together to give you the advice you should know so that you make money off of these things. Invest your time and brain-power to make this a profitable venture.

Know that your reputation will be incredibly important when you enter into this endeavor. Abide by what you say, and do not lie to possible clients. This allows you to be credible where you're living so that people can be loyal to the company you run.

Do not purchase anything that has not been inspected by an unbiased professional. If a seller offers to pay for the inspection, know someone could be lying for them. Always get your inspection from someone whom you personally trust.

There are to essential rules to making an investment in an industrial or retail property. First, you shouldn't overpay for where you buy things. Do not pay too much for the business itself. Think about how much the property should currently cost and figure out how much you can get for it. It is important that both of these numbers provide a good deal for you.

Not all property values rise. Sometimes, you will lose money, which could cost you a lot. The safest thing to do would be to invest in real estate that will net you profits right away. Any raise in property values is going to just benefit your profits.

Don't begin improvements on your real estate property until a professional tells you about buried lines. There are certain areas in which digging is against the law. Also, you would not want to cause property damage.

Do not expect too much when you first start. Your initial real estate investment transaction may not happen as fast as you would like. Maybe the terms weren't right or you just couldn't find a truly great property. Avoid being overly eager so that you do not spend money on a property that is not ideal. This will be a poor investment on your part. Wait it out until a great investment comes along.

You should be able to move forward with your real estate investments after reading this article. This type of investing should not be taken lightly. You should go slowly and learn all that you can. If you start now, you will see results quicker.

Santa Rosa Beach

My Gulf - Santa Rosa Beach, Florida: Shaping the Sand

Mark Flynn has lived on Florida's Panhandle for nearly 50 years. Now retired, he makes his "job" building sandcastles on his hometown beach of Santa Rosa. Ea...

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Beautiful Naples, FL. http://en.wikipedia.org/wiki/Naples,_Florida http://www.naplesgov.com/ http://www.explorenaples.com/ And the last wet touch, 2012 "edit...

Real Estate Investors now using Hard Money


 PRLog (Press Release) - Apr. 30, 2014 - KEY WEST, Fla. -- Per Fred Mullins, Top Producing Member of Team Mullins at Coldwell Banker Schmitt:If you’ve been considering buying a property to “fix and flip”, whether it’s to sell outright or to rent; or, you want to convert a property into a residential home, you’ll find traditional banks, credit unions, and mortgage brokers won’t be so eager to finance your venture.

The reason is because these sources don’t consider future opportunity; they look only at the risk.

This is where hard money financing comes into play. It allows someone to get the money they need to do something like buy a distressed property to rehabilitate it and sell quickly or to rent as an investment. In addition, it’s also a route to financing for someone who wants to convert something like a commercial property into a residential one.

What are Hard Money Loans?

Unlike “traditional” financing, approvals are given on the basis of the property’s value and/or projected value and not the borrowers credit score. The funding is made available generally through a pool of investors, such as an equity group, looking to capitalize on their investments quickly.

The downside is the interest rates are typically substantially higher than a regular, 30-year fixed mortgage. Often, points are assessed on the loan, substantial collateral is usually required, and payments must be timely. On the other side, approvals don’t take nearly as long as a regular mortgage application, properties all types can qualify; and, it’s a more straightforward process.

In short, this is an alternative source for financing a property, particularly a home to flip for profit.

Fred Mullins has more than 16 years of cross functional experience in real estate, international asset management and construction management. He has been a part of the management team for several Fortune 100 companies, including AT&T, Visa, FPL and C. B. Richard Ellis. His responsibilities have included real estate / property management portfolios of more than 9 million square ft. and international responsibilities in more than 10 countries.

Fred holds an MBA, B.S., real estate license, mortgage broker’s license, USCG Master Captains license and commercial pilot’s license

Fed up with Cold Winters, relocate to the Upper Keys


 PRLog (Press Release) - May 26, 2014 - ISLAMORADA, Fla. -- Per Kim Bagnell Thaler, Top Producing Real Estate agent for Sotheby’s International, "Another winter has come and gone; well, not really, as it seems the cold, snow, and ice creep year after year further into the spring months. That means a shorter spring, a hot summer, and then, it begins all over again. Living on the east coast, especially in New York City and Boston, is hard on your wallet and taxing to your health.

Things aren’t much better in the midwest, where you’re constantly battling the outdoor elements and having to pay a high price to keep your home warm and in good condition.

Commutes in the city and in the Midwest are long and cost plenty to lug yourself to a from work five days or more every week. This, only to spend weekends shoveling snow, scraping ice, and being resigned to living under a grey sky.

Recreation is scarce, even in the warm months because of the expenses associated with outdoor living.

However, when you discover the warmth and many things to see and do in the Upper Keys, that’s when it becomes clear there is life to be enjoyed at its fullest. Visitors to the Upper Keys come here to escape the big city hustle and bustle and experience life at a slower pace.

Staged Homes are selling Faster!

Staged Homes are selling Faster! FOR IMMEDIATE RELEASE PRLog (Press Release) - Apr. 29, 2014 - ISLAMORADA, Fla. -- Per Jan Keller, Top Producing Real Estate Agent for Coldwell Banker Schmit: “Just twenty years ago, it was enough to scrub down a home, giving it a good spring cleaning, and hiding the kitty litter box. With a deep cleaning came enough of an impression to woo buyers and sell your home without having to put much into the preparation. Times have changed and any real estate professional will tell you that other than location and price, impression matters the most. Because we live in a world where information is readily available, image means everything. Buyers want to see a home in its best condition before even considering stepping foot inside the property. It’s not uncommon to have a pre-listing inspection done to identify necessary fixes and improvements. However, this usually only goes to functionality, and not to aesthetics, and that’s missing a huge piece of the puzzle. Cost versus Return Most homeowners reject the idea of staging because they only see the cost involved; but, when the return is factored-in, that significantly changes the dynamic. The numbers are quite convincing, as a professionally staged home sees an average of a $1,780 price increase or a 586 percent ROI. Of all professionally staged homes, a full 95 percent sell in just 11 days or less. What’s more, these professionally staged properties sell for an average of 17 percent more than non-staged homes. About Jan Keller. Jan is a Top producing Real Estate agent and the owner of the Florida website www.kellerporterteam.com designed specifically to help people relocating to Islamorada and the upper Florida Keys. Contact Jan Keller ***@islamoradajan.com

Getting Real Estate Deals done today is dependent on the Agents Experience

FOR IMMEDIATE RELEASE   PRLog (Press Release) - Jun. 1, 2014 - ISLAMORADA, Fla. -- Per Jan Keller, Top Producing Real Estate Agent for Coldwell Banker Schmitt, "Whether you are buying a home or selling a property, you want to get the best deal possible. In order to achieve that, you’ll need the right real estate agent for the job. Every agent and broker has their own strengths and weaknesses and serves different purposes. Some specialize in relocation; others are dedicated to a specific development, while others focus on specialized properties, such as waterfront homes or vacation rental properties. Whatever the case, you want to maximize your return on your investment or get the best deal to save enough to personalize the space when you move in. To that end, you’ll want someone to help you through the process of buying or selling and a good agent can do just that. Why using an experienced Real Estate Agent is a Must You’ve likely heard the phrase, “you don’t know what you don’t know”. Practically nowhere else is this more true because this is the largest purchase or sale you’ll make in your life. If you think it comes down to simply putting out a yard sign and taking out a newspaper ad or just finding a few properties in your price range online, you’ve got another think coming. There’s far more to buying or selling a home than the obvious. Identifying homes you like and going to see them is just the first step. Determining an asking price is also the first step of many. It’s the process where most people get tripped up and sometimes, kill an otherwise viable deal Contact Jan Keller

Saturday, May 17, 2014

South Beach Tour

Miami & South Beach Night Tour

This video takes you around the streets of Downtown Miami and in the South Beach district of Miami Beach. Along the way, you'll see the Rickenbacker Causeway...

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Helicopter Tour over Marathon Florida

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Key West Aerial Photography

Key West Aerial Photography

Bahia Honda bird's eye view - http://keywestday.com.

Seven Tips To Make Traveling More Exciting For Kids

Vacationing with your children is a great way to make lifelong memories, but it can also be a hassle. Here are seven ways to keep your children occupied, happy and involved on your next trip.
 Tips To Make Traveling More Exciting For Kids

Vacationing with your children is a great way to make lifelong memories, but it can also be a hassle. Here are seven ways to keep your children occupied, happy and involved on your next trip.

1. Use metal baking sheets as lap desks. Having a hard surface in front of them allows kids to draw, play games or color on long car trips. Magnets will also stick to the sheets, making it easier to anchor paper or other objects to the sheet. Glue a magnet to the bottom of a small cup for a spill-proof way to hold crayons, game pieces or other small items.

2. Provide each child with his or her own disposable camera. Encourage your kids to snap photos of their favorite sights on the road or at your destination. When you return from your trip, have the photos developed and let each child create a personalized scrapbook or photo album. This is a great way to experience the world from the perspective of each of your children, and they'll love watching for photo-worthy moments and objects on your trip.

3. Hold a road-trip scavenger hunt. Provide each child with a checklist of things to watch out for on your trip. Have your kids watch for license plates from each of the 50 states, certain types of transportation (trains, planes, etc.), landmarks and other things you are likely to encounter on your trip. Your children will spend less time being bored or bickering if they are always on the lookout for items to check off their list.

4. Stretch your legs at rest stops and parks. Kids are naturally full of energy, and being pent-up in the car for hours will lead to negative expressions of that energy as they become bored and restless. Many rest stops along interstate highways have playgrounds and open, grassy areas. Let the kids throw a football for a while, play on the swings, or have a picnic in the sunshine before hitting the road again.

5. Allow teenagers some time in the passenger seat. Children older than 13 can safely ride in the front seat and may appreciate a brief reprieve from sitting with younger children in the back. Allow them to choose the music you play on the stereo, navigate, read or simply gaze out the window in peace.

6. Bring plenty of activities, along with extra batteries and charging cables for devices. If you aren't aiming for a completely "unplugged" vacation, allowing your kids to play handheld video games, watch DVDs or listen to MP3 players can promote harmony in the car or on a plane.

7. Have older children help you navigate. Older kids can use their map-reading skills to point you in the right direction and feel involved in your trip. If you're using a portable GPS device, allow the kids to find and suggest upcoming restaurants, rest areas or attractions.

Traveling with your family is far more fun when your kids are agreeable and entertained. Use these tips to keep your children engaged throughout your trip, no matter how long it is.

Wednesday, May 07, 2014

Vacation Real Estate in Vero Beach

We're all aware of the fact that real estate values are falling, yet buying a vacation home now maybe the best investment one can make. Just be sure that when you buy a vacation home, you buy it in Vero Beach. This is a year round vacation investment that pays you every week!

The conventional wisdom is that, now in today's unstable economic times, is the worst of all times to buy vacation real estate. And this may be true, for real estate investments in most areas... Yet, if one considers that a vacation home, in the right area, Vero Beach, is an investment that can almost always shows a positive cash flow. The major side benefits of owning a vacation condo, or even a home, in Vero Beach outweighs most potential downside risks. That side benefit is that when the owner wishes to use it, he can. It's not like owning a parking garage or warehouse.

Investing in Real Estate in Vero Beach, the Whys
Obviously for someone that hates the sun, the tropics or clear blue waters, Vero Beach is not a place to invest. But for those that love water sports, world class fishing and year round sun, there's almost no other place that compares in both physical beauty and a potential continuing source of income. Year round, Vero Beach is a vacation destination. Those from the northern states during the winter, flock to the southeast and especially the Vero Beach area, as a welcome escape from the cold.

Deep sea fishing, sailing, diving, spear fishing, underwater exploration, deep sea fishing, sailing are just a few of the many sports and past times people enjoy during the rest of the year. There's almost no limit to the water sports that are available. While it's possible to do many of these sports year round, the spring, summer and fall have the warmest and calmest coastal waters. Vacationers, a rental property owner's target market will pay high weekly rental rates to stay at a condo or home in the Vero Beach area to enjoy and experience these sports.

High Returns Result from Short Term Vacation Rentals, but there's a catch.
Some communities, townships, homeowner and condo associations in Vero Beach have placed restrictions on short term rentals. If an investor decides to purchase a home or condo, it is imperative that one checks to see if there are any rental limitations concerning weekly rentals. The 'key' to rentals is the owner's ability to rent the property year round on a short term, weekly basis. If that's not the case, look elsewhere where no such restrictions exist.

Depending upon the type, size and location of the unit, weekly rentals and purchase prices can vary tremendously. For instance, there are waterfront area, that offer rentals as low as $300-$400 per week. In contrast, there are homes that may be rented for well over $5000 per week or more. Obviously, the cost of purchasing a condo or luxury home will vary tremendously and one may be an order of magnitude higher in price, than the other.

During the summer, with diving and water sports the big attraction, weekly rentals are easy to line up using only the Internet and perhaps some of the vacation rental Internet sites.
Many of the locals in and around South Florida, as well as other parts of the country will come to Vero Beach, sometimes several times per summer. Even in the fall, while a bit slower, is a time that people might come down for a week or so for a quick vacation. Of course, the onrush of vacationers, typically staying a month or longer occurs during the winter months. Obviously, this season offers the Vero Beach property homeowner the highest rental rates. Although even this has been changing within the last 10-15 years.

Vacation Rental ROI & Rate of Return
The first year or two of actually owning a vacation getaway in the Vero Beach area, typically shows a near break even cash flow (based on the purchase price). If one aggressively pursues the marketing on the Internet travel sites, cash flows may become positive even during the first year of ownership. A positive cash flow in terms of mortgage versus rentals will usually show itself after the third or fourth year. There are many factors determining ROI, most notably are:

. The condition of the rental property
. Number of return renters
. Water view and facilities
. Location and ease of travel from the airport

Locate the Best Areas and Properties
If all of the above are positive, the owner can command the highest rents and the number of returning vacationers. These will be the easiest to rent and command the highest weekly rents.
An excellent place to start to look for properties in Vero Beach is by contacting Debbie Bell at http://www.verobeachislandrealestate.com

With economic conditions being what they are currently, a real estate investment in Vero Beach is compelling. If an investor is looking for an investment that can not only be enjoyed, but can ultimately provide an income in the very short run, the Vero Beach area is a great place to start.For more information about affordable Vero Beach Homes for sale contact Vance Brinkerhoff athttp://www.grandharboragent.com/">